Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are seeking a Senior Software Engineer to play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products like CDs. This position involves maturing our central member-facing services, particularly in areas such as entitlements, permissions, and data management, which are critical to supporting integrated product offerings like SoFi Plus. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

As a SoFi senior software engineer, you’ll be in the middle of it all – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What you’ll do:

Lead the development and testing of our systems and services
Participate in shaping the technical architecture of the product
Help translate product requirements into user stories and technical solutions
Deliver highly available and scalable services in a production environment
Mentor other engineers, support the technical culture, and help grow the team
Generate ideas for new initiatives and technologies
Communicate with project leads, product managers and other software developers

What you’ll need:

Bachelor’s Degree in Computer Science or related field
4+ years programming experience, ideally on a modern stack
Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production
2+ years Java, Kotlin or Scala programming experience
A proven understanding of relational databases and ORMs
Experience working on a SOA or microservice-based application.
Knowledgeable with modern mobile design patterns
Good fundamentals in web protocols
Familiarity with mobile-web best practices
Willingness to roll up your sleeves, collaborate with others and get stuff done
Solid sense of responsibility; driving a project from inception to completion
Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have:

Interest in personal finance
Experience managing your own investments or experience taking out loans
Experience scaling highly available, mission critical systems
Full-stack experience, either toward systems (kafka, docker, posix), databases (postgres), or front-end (javascript/typescript, react)
Knowledge of and contributions to mobile open source frameworks
Full-stack experience, toward front-end (javascript/typescript, react)
Experience with modern javascript libraries, tooling and frameworks
Knowledge of front-end technologies
Familiarity with responsive design/development and mobile-web best practices

Why you’ll love working here

Competitive salary packages and bonuses
Comprehensive medical, dental, vision and life insurance benefits
Generous vacation and holidays
Paid parental leave for eligible employees
401(k) and education on retirement planning
Tuition reimbursement on approved programs
Monthly contribution up to $200 to help you pay off your student loans
Great health & well-being benefits including: telehealth parental support, subsidized gym program
Fully stocked kitchen (snacks and drinks)

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Backend Developer, Money

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