Senior Staff Engineer, Borrow

Who we are

SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions, whether that be to buy a house one day, start a family on their own terms or be debt free. We aim to be at the center of our members’ financial lives, and to help every member Get Their Money Right®. By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products, investment tools, and more. One of the fastest growing fintech companies, we’ve grown from 250 employees in 2015 to over 3,000 employees today, with over 5 million members. With offices across the US, we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer, we strive to hire employees who are committed to both our company’s mission and our desire to build the best culture in the world. If you are driven, passionate about what you do, and excited about the SoFi mission, we would love to hear from you.

The Role:

We are looking for a Senior Staff Software Engineer to join our Loans Platform team to help build cutting edge technology systems to support our lending business. You will be working with a team of engineers that is empowered to make technical decisions that have direct impact on the success of the business and our SoFi members.

On our team, you will be in the middle of it all – implementing new functionality, architecting our system, driving technical initiatives, and providing team leadership. We interact heavily with pricing, data science, and risk analytics to deliver solutions which allow us to lead the market in making decisions and moving quickly. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying, continual improvement and evolution. You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way, as well as using your areas of expertise to grow the capabilities of the rest of the team.

What You’ll Do:

• Provide technical guidance and leadership to the engineering team, fostering a culture of innovation, collaboration, and continuous learning.

• Mentor junior and mid-level engineers, guiding them in software design principles, coding best practices, and overall professional growth.

• Collaborate with cross-functional teams to define technical strategies, establish coding standards, and drive technical excellence across projects.

• Participate in shaping the technical architecture of the platform

• Write clean, efficient, and testable code using appropriate technologies, frameworks, and design patterns.

• Conduct code reviews, provide constructive feedback, and drive continuous improvement in code quality and development processes.

• Deliver highly available and scalable services in a production environment

• Communicate technical concepts and solutions effectively to both technical and non-technical stakeholders.

• Work in our core stack: Java / Kotlin / Microservices / Spring Boot / AWS / PostgreSQL.
   

What You’ll Need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field.

• 8+ years experience as a software engineer, designing and implementing complex software solutions.

• Experience with Java / Spring / Kotlin / PostgreSQL / AWS. Expertise with any modern Java frameworks, REST APIs, and relational databases

• Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.

• Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.

• Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences.

• Experience with Kafka, Docker, Kubernetes, Spring Boot, cloud infrastructure, Terraform and CI/CD