Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

SoFi is looking for an experienced Senior Software Engineer to join our Commercial Banking team. This role offers a unique opportunity to significantly influence the technical roadmap and direction within the payments and bank sponsorship domain.

The ideal candidate is an innovative and highly technical individual contributor who can provide thought leadership and help shape the overall vision for their team and the broader organization. We seek engineers who bring fresh perspectives and a forward-thinking approach, enabling us to scale for the future. Those with a strong sense of ownership, empathy, and a disruptive mindset will excel, especially those who inspire others to contribute their best.

As a SoFi Senior Software Engineer, you will be deeply involved in the entire product lifecycle, from ideation to implementation, deployment, and continuous improvement. This includes architecting new systems, developing functionality, resolving bugs, and maintaining system health, all while continuously growing your skill set. You will collaborate closely with Product, Design, and Engineering teams, working alongside a talented team of engineers. We are looking for someone who is both forward-thinking and hands-on, possesses a strong drive for delivery, and is a good mentor and team player.

What You'll Do:

Lead the development and testing of our systems and services
Participate in shaping the technical architecture of the product
Help translate product requirements into user stories and technical solutions
Contribute to the development of highly available and scalable services in a production environment
Generate ideas for new initiatives and technologies
Communicate with project leads, product managers and other software developers
Conduct code reviews, provide feedback, and mentor junior engineers
Stay current with industry trends, bring innovative ideas, and contribute to engineering standards

What You'll Need:

Bachelor's or Master's in Computer Science or related field
4+ years of experience as a software engineer, designing and implementing complex software solutions
Deep understanding of software architecture, design patterns, and best practices
Extensive experience with Java/Kotlin, Spring, AWS, Kubernetes, Temporal, Kafka, and DynamoDB
Proficiency with Git and CI/CD systems
Experience in collaborative coding, code reviews, and pull requests
Proven track record of scaling highly available and critical systems
Excellent communication and interpersonal skills
Willingness to collaborate and drive projects to completion

Nice to Have:

Interest in personal finance
Fintech, payments, or banking experience
Experience with cloud-native technologies
Experience scaling highly available, mission critical systems

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Software Engineer, Commercial Bank