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Financial Security Analyst / MLRO Internship 🇫🇷

QontoFull-timeParis, FranceFeb 15, 2023
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Our mission? Creating the finance solution that energizes SMEs and freelancers, so they can achieve more. We simplify everything from everyday banking to bookkeeping and spend management. At Qonto, we’re passionate about creating the best product, so if you’re looking for an ambitious team that’s revolutionizing an old-fashioned industry, get in touch!

Our journey: Alexandre and Steve launched Qonto in July 2017. Since then, the team has earned the trust of more than 400,000 customers and opened offices in Paris, Berlin, Milan, and Barcelona. Last summer, we joined forces with Penta, a market leader based in Berlin and Belgrade, forming a united team of 1,300 Qontoers. We also made it to the LinkedIn Top Companies French ranking!

Our values:
Ambition | We tackle big challenges. No matter what.
Teamwork | We create momentum by working together, at the same speed.
Mastery | We pursue excellence through continuous learning. We face challenges with humility. Every day.
Integrity | We're open. We're honest. And we earn the trust of our clients and each other.

You can find out more about the Qonto Way here.

Our beliefs: Our goal at Qonto is to create a warm and welcoming environment where individuals from all walks of life can truly thrive. We've gone above and beyond to ensure that every applicant is evaluated solely based on their skills and potential, rather than their gender, ethnicity, age, (dis)ability, or any other irrelevant factor. Our team consists of 49% international individuals, with 44% women and 20% parents. With this diversity, we are a powerful force! Join us in our mission to build a workplace that celebrates diversity and embraces individuality. Discover the steps we took to create a discrimination-free hiring process.

Our career track: At Qonto, we cherish your unique skills, breaking away from conventional labels like "senior" or "director," and instead, offering personalized career tracks and expertise levels from 1 to 9 that truly celebrate your impact!

As a Financial Security Analyst / MLRO Intern (Money Laundering Reporting Officer), you will work closely with Juliette in the Financial Security team. You will be a key member of our AML/CFT system (Anti-Money Laundering/Combating the Financing of Terrorism) and accompany the development of Qonto’s activities in France.

You will play a vital role in assisting the Financial Security team in monitoring and reporting any potential money laundering or terrorist financing risks within Qonto. Your work will contribute to maintaining a robust AML/CFT system and ensuring compliance with regulatory requirements.

👩‍💻🧑‍💻 As an MLRO intern at Qonto, you will:

Learn about techniques to fight Money Laundering, Terrorism Financing, Corruption, and Fraud from a team of experts;
Investigate screening escalations from level 1 (politically exposed persons, sanction lists, high-risk customers);
Perform enhanced investigations in case of suspicious activities of clients ;
Be part of projects to enhance our capacities to detect suspicious behaviours.

🤔 What you can expect:

• Work in a fast-paced and scaling environment
• Be the second-line protection expert on all AML-CFT-related topics
• Make the bridge between Qonto and the French Regulator
• Work closely with various teams in an international environment

🤝 About your future manager:

Her path?
After pursuing a law degree and a business school diploma, Juliette discovered her passion for Compliance and Financial Crime matters. Over the past couple of years, she has been actively involved in our Financial Security team by doing in-depth investigations, but also working on the development of tools and processes at Qonto.
Her previous experiences include roles at Coinhouse, a crypto-specialized fintech, where she served as a Compliance Officer, but also in a law firm where she was working for the white collar department.

What does she bring to the team?
Juliette values teamwork and promotes a collaborative environment. Her background in law and compliance equips her with the skills and expertise to navigate the complexities of the financial industry effectively.
With a strong focus on communication and knowledge sharing, Juliette fosters a positive work culture that encourages growth and development within her team at Qonto.

🏅About You:

Experience: You already have at least a first internship in AML/Compliance preferably in a Fintech or in the banking industry.
Mastery: You have a knowledge of the French AML/CFT regulation and challenges, and you understand the evolution of money laundering and terrorist financing schemes to protect Qonto and its European customers efficiently.
Integrity & efficiency: You define yourself as upright and efficient!
Team player: You are able to work in a multicultural team and collaborate with other departments
Language: You are fluent in French and in English.
Education: You currently are a 2nd-year student on a Master's degree or equivalent.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.
🎁 Perks

A laptop. An inclusive work environment. A tailor-made career track. And so much more to help you succeed.

- A central fully-renovated building in Paris with WeWork services
- Monthly team events
- Tailor-made remote work policy depending on the job you apply for
- 25 days of paid leave + 5 Qonto days or 25 days of paid leave + 10 RTT +/-
- Alan health insurance, Moka Care to take care of your mental health, and Gymlib for sports and wellness activities
- A Swile lunch card: 50% covered
- A progressive parenthood policy as part of our commitment to the Parental Act (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners

💪 Our hiring process:

- Interviews with your Talent Acquisition Manager and future managers
- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

We will send you an interview guide so you can best prepare yourself.

On average our process lasts 20 working days and offers usually follow within 48 hours 🤞

Thank you for considering joining Qonto. We cannot wait to learn more about you!

One last thing. We recently raised 486M€ in our Series D to ensure we keep growing safely, despite the current economic environment looking a bit gloomy. We revealed our plans for the future here.

To learn more about us:
Qonto's Blog | Les Échos I ChallengesForbes

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