Business Analyst - Provisioning and Forecasting Modeller

You’ll play a key role by

• Development, implementation and maintenance of Stress Testing and Forecasting models.
• Participate in business critical processes such as ECL provisioning, including presenting results to senior management and Executives. 
• Develop the next generation of performance tracking and analytics toolbox. These would include short horizon forecasting, root cause analysis, ECL decomposition, SICR efficiency.
• Develop and maintain economic-response models for scenario simulation and impairment 
• Actively involved in our monthly provisions process, and delivering outcomes to PayU Fin senior team (including our CEO, CFO, COO and CRO).
• These activities will include preparing analysis;proposing model adjustments / calibrations; discussing emerging regulatory changes and best practices; presenting materials to the monthly impairment council.
• Review and challenge a wider range of modelling solutions across the Borrowing collective (including Ind AS 109, NPV, pricing etc.).
• Close collaboration with u/w policy team, collection strategy, finance and external audit teams.

We’d love to hear from you if

• You have a strong background in Ind AS 109 impairments and stress testing in a BFSI sector for at least 2 years (India).
• You have experience in developing, validating or monitoring Credit loss forecasting models (impairment, stress testing, forecasting).
• You have strong analytical skills and a track record of using these to deliver technical projects.
• You have a solid technical toolkit. SQL and either Python or R is a must-have, a data visualisation tool (such as Tableau, PowerBI, Looker) is a plus.
• You can convey problems and solutions using clear and simple
• language, both written and verbal. This is particularly important for communicating complex issues and priorities to non-experts.
• You're impact driven and eager to have a real positive impact on the company, our products, our users and your team-mates.
• You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so.
• You're a team player whom your colleagues can rely on.